Overview

Relocating from Canada or elsewhere introduces complex tax, financial and structural considerations. Without proper planning, unintended exposure can persist even after departure.

Key Considerations

• Determining and documenting non-resident status.
• Managing departure tax implications properly.
• Structuring investments post-departure.
• Aligning residency with estate planning across jurisdictions.

Common Situations

You may fall into this category if you:

• Are planning to establish residency outside Canada.
• Own investment portfolios or real estate in Canada.
• Are concerned about departure tax and ongoing obligations to CRA.
• Want to reposition your wealth for international living and avoid CRA reach.

How We Help

We provide guidance on:

• Pre and post-departure financial structuring.
• Investment and real estate repositioning aligned with your new jurisdiction.
• Coordinating planning across tax, legal and financial elements.

Overview

For those already residing in Panama, the focus shifts from transition to optimization and long-term structuring.

TransOcean’s services are specifically designed for individuals in Panama seeking proven, fee-based investment solutions and coordinated planning.

Key Considerations

• Aligning investments with residency and tax positioning.
• Accessing structured portfolio solutions.
• Managing currency exposure and income flows.
• Integrating lifestyle decisions with financial strategy.

Common Situations

You may fall into this category if you:

• Are already living in Panama full- or part-time.
• Have capital that requires structured investment management.
• Are evaluating real estate or housing decisions.
• Want a disciplined approach to long-term wealth preservation.

How We Help

We provide:

• Guidance on model portfolios and investment structuring.
• Support in aligning financial decisions with long-term objectives.
• A coordinated, ongoing planning process.
• A team of trusted contacts in legal, rental management and accounting services.